Pinoy Business Coach

One of the great lessons that I often have a hard time coming into terms is the difference between setting up great assets that produce cash flow and earning from flipping things or income from capital gains.  One is harder to conceive, imagine and "cook" while the other simply just needs great selling skills and a motivated buyer.
Cash flow can be produced by your own physical strength, by a business, from real estate or from something of value.  Of course, it can also be classified as passive, active and semi-passive.  If you earn it from an asset that does not require your presence or manual labor then the cash flow coming in is considered passive.  If that assets requires you to be there to earn then the asset is active.  If it is caught in between then it is semi-passive.

Majority of the population is taught how to earn a "quick" buck, a commission, an incentive or otherwise "goodwill".  But few are ever taught to earn through cash flow.  Capital gains can be interesting but in hindsight, is limited in both imagination and methodology.  It takes a high Financial IQ to think in terms of Cash flow since majority of these assets that do produce them are seen by the mind and not by the eyes.

The school system in the Philippines is far from equipping the populace with trained minds to see these things.  We are an army of employees and future OFWs waiting to be deployed.  The way to get ahead is to train our minds and our children's minds to think like the rich and get ahead by doing what the rich are doing.

Do not wait for the government to take care of you.  It is too large, to corrupt and cannot be easily managed.  Get hold of your future by feeding your financial gut with tools that will equip it to see things that others cannot see.